• To avail of the installment facility, we request customers to call our 24-hour customer service hotline within 07 days from the transaction date. Please ensure that the hotline number, which can be found on the reverse side of the credit card,
• All Consumer Credit Card types ( American Express and Mastercard credit cards)
• Minimum Transaction Value: LKR 50,0000

Eligible Credit Cards : All Consumer Credit Card types ( American Express and Mastercard credit cards) 

Fees applicable : No fees on ESP 

Minimum Transaction Value : LKR 50,000 

How to convert : Customer to contact the Call Centre for the conversion within 30 days from the transaction date. ( 011 4315315 )

• 0% interest Instalment plans up-to 60 months
• Instalment plans are available only for Peoples Bank Credit Cards
• Call 1961 to convert the transaction to an easy payment plan.
• Handling fee for the first transaction varies based on the duration of the transaction: Up to 12 months: Rs. 1,500 Up to 24 months: Rs. 3,000 Up to 36 Months: Rs. 4,500 Up to 48 Months: Rs. 6,000 Up to 60 Months: Rs. 7,000

Installment plans are valid only for Peoples Bank Credit Cards.

Peoples bank credit card holders will be eligible for up to 60 month interest free easy payment plan options till 31st December 2025.

Call 1961 to convert the transaction to an easy payment plan.

Below are the available tenors according to the order value.

Rs. 25,000 to Rs. 1,000,000.00 - 03,06,12,18,24,36,48 & 60 Months

Handling fee for the first transaction varies based on the duration of the transaction:

• 03,06,12 Months : Rs 1,500
• 18,24  months: Rs. 3,000
• 30,36 months: Rs. 4,500
• 48 months Rs. 6,000
• 60 months Rs. 7,500

 Terms & Conditions

• This offer will be valid for all People’s Bank Credit Card excluding corporate cards.
• Offer cannot be combined with any other existing offers.
• In order to enjoy the promotion, the full payment needs to be settled with a People’s Bank Credit Card.
• The Bank accepts no responsibility in any way for any goods/services purchased and any dispute relating to same should be resolved by the Cardholder directly with the merchant and any claim by the Cardholder against the merchant will not relieve the Cardholder from his/her obligation or repayment to the Bank.
• In the event of any dispute, the decision of the Bank shall be final.
• The Bank reserves the right to modify or change the terms & conditions of the offer.
•  Customer eligible to do the transactions with in the credit limit.
• General terms and conditions of CameraLK and Peoples Bank Shall apply
• Handling fee for the first transaction varies based on the duration of the transaction:
• 03,06,12 Months : Rs 1,500
• 18,24  months: Rs. 3,000
• 30,36 months: Rs. 4,500
• 48 months Rs. 6,000
• 60 months Rs. 7,500

• This offer is valid for all DFCC Credit Cardholders
• In order to be eligible for this offer, the minimum transaction value should exceed Rs. 25,000/- for 12 Months & Rs. 100,000/- for 24 Months. (Maximum transaction value Rs. 1,000,000/-).
• The Setup Fee applicable will be charged upfront for all Easy Payment Plan conversions.
• In order to be eligible for this offer, the minimum transaction value should exceed Rs. 25,000/-

1.        This offer is valid for all DFCC Credit Cardholders (Excluding DFCC Corporate Credit Cards).

2.        In order to be eligible for the offer, the full payment needs to be settled using a DFCC Credit Card.

3.        In order to be eligible for this offer, the minimum transaction value should exceed Rs. 25,000/- for 12 Months and set up fee will be Rs. 2500/- & Rs. 100,000/- for 24 Months and set up fee will be Rs. 4000/-. (Maximum transaction value Rs. 1,000,000/-).

4.        The Setup Fee applicable will be charged upfront for all Easy Payment Plan conversions.

5.        In order to convert a transaction to an Easy Payment Plan, the cardholder should call the Contact Centre on 0112350000 within 05 days of performing the transaction.

6.        All transactions that are performed and processed to the card 5 days prior to the statement date will be converted to an Easy Payment Plan during the next statement period. In such instances, the cardholder will be required to settle the total outstanding amount on the statement on which the transaction (s) that are to be converted have been billed. The Easy Payment Plan will come into effect only during the next statement period. The cardholder will be liable to pay all fees and interest applicable for nonpayment of the prior statement balance.

7.        In the event of an early settlement, a fee of 4% will be charged on the remaining outstanding balance of the Easy Payment Plan.

8.        DFCC Credit Cardholders are not eligible to receive the CashBack for the offer mentioned herein.

9.        DFCC Credit Cardholders can convert the transaction only within the available credit limit.

10.     DFCC Bank accepts no liability for the quality of goods and services provided by the services establishment involved in this promotion.

11.     This offer will not be valid for cash advances, transactions performed for commercial purposes, transactions performed on behalf of third parties, card being used other than by the cardholder and card has been pre-funded to process the transaction.

12.     DFCC Bank reserves the right to withdraw, modify or change all or any of the rules, terms & conditions applicable to this promotion at any given time without prior notice.

13.     If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment and DFCC Bank shall be final.

14.     The general DFCC Credit Card terms and conditions will continue to apply.