• 0% interest installment plans available up to 24 till 2026-07-31
• Eligibility: HNB Credit Cards
• Minimum transaction value should exceed Rs.10,000
• Customers must Call & Convert the Transaction within 5 calendar days

HNB INSTALLMENT PROMOTION TERMS AND CONDITIONS

1. The card member may perform single/multiple purchase(s) and request for easy payment plan up to twenty four (24) months, provided the single transaction is LKR 10,000 to Rs.2.5 Mn, and such transaction value is within the available balance and authorized limit of the credit card at the time of performing the transaction;
2. In order to enjoy the installment facility, the purchases must be performed during the Promotional Period and informed to the call center, via calling 0112 462 462 & provide the date of such transaction, the name of the merchant and the value of such transaction and the same will be reflected in the customer’s next credit card statement;
3. The customers must Call & Convert the Transaction within 5 calendar days from the date of performing the transaction. Eg. Transaction performed on 4th November 2025 should be informed to HNB Call Centre on or before 5 working days, on 011 2462 462 for conversion to easy payment plan.

IMPORTANT – In the event that transactions made 5 days prior to billing cycle are to be converted to Easy Payment Plans, they will be converted only during the next billing period. In this instance, the cardholder will be required to settle the amount stated in the statement. The installment plan will come into effect from the next billing cycle onwards.